Housing Market Update — Today's Key Data

Source: Current Housing News

Existing home sales fell 5.9% in March to 4.02M annualized pace (NAR)
National median home price: $412,400 — up 2.7% YoY (NAR, March 2026)
30-year fixed mortgage rate: 6.30% (Freddie Mac, April 16)
10-Year Treasury yield at 4.26%, down 5 bps week-over-week (Treasury.gov, Apr 17)
SOFR at 3.67% — Fed holding steady ahead of April 28-29 FOMC meeting
SALT deduction cap raised to $40,000; Mortgage Interest Deduction made permanent
U.S. housing shortage estimated at 10 million units (White House CEA)

Spring 2026 is off to a rough start. Mortgage rates slipped to 6.30% this week — the lowest in four weeks — but remain elevated enough to keep many buyers on the sideline. The 10-Year Treasury is at 4.32% with the yield curve in normal territory. All eyes are on the April 28-29 FOMC meeting. Inventory continues to rise nationally, giving buyers more negotiating leverage than they've had in years.

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Updated from recent housing news sources

Rates, trends, and buyer implications

Rate snapshot

Daily benchmark panel

SOFR

3.67%

+0.10%

Overnight rate (Apr 16) · vs. prior week

10Y Treasury

4.26%

-0.05%

Constant maturity (Apr 17) · vs. prior week

30Y Mortgage

6.30%

-0.07%

Freddie Mac PMMS (Apr 16) · vs. prior week

Recent Housing News Sources

Spring housing market stalls as war, high mortgage rates keep buyers sidelined

Samantha Delouya The war in the Middle East - and the economic uncertainty it has fueled - is clouding what is usually the hottest season for home sales, leaving some sellers facing a dwindling pool of buyers. The conflict with Iran has driven up borrowing costs and rattled markets, adding to economic uncertainty. The shift is already visible: Existing home sales fell to a nine-month low last month, according to the...

What this means for buyers

For buyers, the practical takeaway is simple: samantha Delouya The war in the Middle East - and the economic uncertainty it has fueled - is clouding what is usually the hottest season for home sales, leaving some sellers facing a dwindling pool of buyers. The...

Take the next step What Certified Buyer means

Recent Housing News Sources

House GOP Aims to Break Housing Impasse Without Caving to Senate

, Rachel Schilke Congress Reporter House Financial Services Housing Subcommittee Chairman Mike Flood (R-Neb.) said House members are talking about how to get a housing bill to President Donald Trump's desk. House Republicans are rejecting the Senate's attempt to jam them on bipartisan housing legislation and debating next steps as they seek to resolve disputes hamstringing the widespread bipartisan support for a...

What this means for buyers

For buyers, the practical takeaway is simple: , Rachel Schilke Congress Reporter House Financial Services Housing Subcommittee Chairman Mike Flood (R-Neb.) said House members are talking about how to get a housing bill to President Donald Trump's desk. House...

Take the next step What Certified Buyer means

Recent Housing News Sources

HUD May End Support for Mixed-Status Immigrant Households. Here's What That Means

A similar rule was proposed in 2019, but was blocked by the overwhelming public comments against it. Eliana PerozoApril 16, 2026 Families with mixed immigration status may soon lose support from the Trump-era Department of Housing and Urban Development. In February, the agency announced a proposed rule that would prohibit "mixed-status" families, which include U.S. citizens and people without legal immigration...

What this means for buyers

For buyers, the practical takeaway is simple: a similar rule was proposed in 2019, but was blocked by the overwhelming public comments against it. Eliana PerozoApril 16, 2026 Families with mixed immigration status may soon lose support from the Trump-era...

Take the next step What Certified Buyer means

Recent Housing News Sources

EquityProtect Launches First National Scorecard Tracking State Protections Against Deed Theft

, RENO, Nev.--(BUSINESS WIRE)--Apr 16, 2026-- EquityProtect, a leading innovator in real estate fraud prevention and data security, today announced the launch of the EquityProtect Property Protection Scorecard, a first-of-its-kind quarterly report tracking the status of deed theft and property title fraud legislation across all 50 states and the District of Columbia. The Scorecard - available now at...

What this means for buyers

For buyers, the practical takeaway is simple: , RENO, Nev.--(BUSINESS WIRE)--Apr 16, 2026-- EquityProtect, a leading innovator in real estate fraud prevention and data security, today announced the launch of the EquityProtect Property Protection Scorecard, a...

Take the next step What Certified Buyer means